Application of The 5C Principle in Providing Financing to BNI Syariah Tomoni

This study aims: to find out how apply the 5C principles in providing financing, as well various obstacles that will be faced implementing financing at BNI Syariah Tomoni. The type of research used is qualitative research. By taking location Tomoni and informants were employees, totaling six people consisting micro sales heads, risk officers, assistants, consumer sales, processing & collaction assists. Data data source used, namely primary data. collection technique this interview techniques. results showed application has a very important role because sought so banks avoid problem financing. implementation principle basis for leadership determine whether submission approved or rejected. from ability prospective debtor not proportional nominal amount submitted Tomoni, other such does have collateral can guaranteed.